Contract Loan Processor

OC Home Loans DBA American Integrity Financial is a leading provider of mortgage solutions, dedicated to empowering professionals in the industry with comprehensive support and resources. We specialize in offering licensing, compliance, operations support, sales assistance, and fostering key relationships with investors and vendors. Our commitment is to provide a platform where talented individuals can thrive, excel, and take their careers to the next level in the mortgage industry.

We are seeking a detail-oriented and experienced Loan Processor to join our team. The ideal candidate will play a crucial role in our loan origination process, ensuring accuracy, compliance, and efficiency from application to closing.

• Review loan applications and documentation for completeness, accuracy, and compliance with company policies and regulatory requirements.
• Communicate with loan officers, underwriters, and other stakeholders to obtain necessary information and documentation.
• Prepare and submit loan files to lender/underwriting for review and approval, addressing any conditions or additional requirements as needed.
• Coordinate with title companies, appraisers, and other third-party vendors to facilitate timely and smooth loan processing.
• Maintain organized and updated loan files, tracking progress, and ensuring timely completion of all required tasks.
• Provide exceptional customer service to borrowers, addressing inquiries and resolving issues throughout the loan process.

• Minimum of 5 years of experience as a Loan Processor in the mortgage industry.
• Strong knowledge of loan processing procedures, regulations, and underwriting guidelines.
• Proficiency in using mortgage software and technology platforms.
• Excellent attention to detail, organizational skills, and ability to multitask in a fast-paced environment.
• Effective communication and interpersonal skills, with the ability to collaborate with team members and external partners.
• Proficient with FHA, VA, USDA, and conventional loan programs.
• Current NMLS license.

• Competitive compensation package.
• Comprehensive training and professional development opportunities.
• Supportive and collaborative team environment.
• Access to industry-leading technology and tools for loan processing.
• Company-provided licensing, compliance, and operations support.
• Opportunities for career growth and advancement within the organization.